ENB Insights

Ephrata National Bank announces the addition of Valerie Wagner as Assistant Vice President, Community Banking Manager, overseeing ENB’s Lititz and Manheim Offices. In this role, Wagner is responsible for managing the office, business development within the community, executing the customer experience strategy and leading a team of banking professionals. She will oversee the office’s key performance indicators and advance customer relationships…

You’re ready to buy a new home. You’ve agreed on a price, have a mortgage ready, and booked the movers. However, there is one final expense you’ll need to deal with before you can sign your paperwork, collect your keys, and move in. It’s called closing costs. Understanding what closing costs are and how much you’ll need to pay for them will help you budget for your new home.

Ensure that everyone on your team understands the importance of working capital and the factors that drive it.

How Much of Your Income Should Go Toward Housing? If you’re ready to start house-hunting – or if you’re just looking to build a better budget – you need to know how much of your income should go toward housing.

We’ll show you what home equity is and how you can use it to access low-cost financing through a home equity loan or home equity line of credit.

You’ve probably heard of phishing. But do you really know what it is - and more importantly, how to protect yourself from falling victim to it? Phishing scams have become very sophisticated, but there are some simple things you can do to protect yourself and keep your personal information safe.

Companies sometimes make the mistake of evaluating their finances based on all transactions – cash and credit-based – at the time they take place, which may overestimate assets in hand and not give a clear picture of the company’s financial health.

When you need business funding, lenders will evaluate your creditworthiness based on 6 key attributes. Doing so gives them insight into how much risk they are likely to take on if they give you a loan and helps them determine just how much money they will lend you. Ready to grow your business? Don’t wait to master these 6 C’s of…

Ephrata National Bank announces the addition of Matthew Kohan as Community Banking Manager, overseeing ENB’s Quarryville and Georgetown Offices. In this role, Kohan is responsible for managing the office, business development within the community, executing the customer experience strategy and leading a team of banking professionals. He will oversee the office’s key performance indicators and advance customer relationships. Kohan has…

Updating an inefficient or outdated HVAC system can improve your quality of life, lower your energy costs, and increase your home’s value.